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Use It or Lose It: Why Now is the Perfect Time for That Needed Dental Crown

November 30, 2023

Filed under: Uncategorized — therouxdental @ 6:00 pm
A dentist talking to her patients about their dental insurance

Have you been putting off getting that dental crown? If so, now might be the best time to make it a priority. Every year, almost 100 billion dollars in unused dental insurance premiums go to waste in the US. This isn’t money that goes back into your pocket or rolls over into the next year, it just goes poof! Don’t put it on the table and leave. Get the dental crown you need!

If you want to know why you should get your dental crown now and how to navigate your insurance, continue reading.

Why Do I Need to Get a Dental Crown?

If your dentist has recommended a dental crown for your tooth, it means that there is extensive damage. This could be due to tooth decay, infection, or physical trauma, but the tooth is in danger either way!

Putting off a crown now could mean tooth pain, further infection, or even loss of the tooth entirely. Treating these more serious conditions could cost you far more than if you simply got a dental crown.

How to Maximize Your Dental Insurance Benefits

Dental insurance benefits typically reset at the beginning of the year. If you’ve already met your deductible and have remaining benefits, using them for your dental crown now can be a cost-effective decision.

Check Your Plan

Look at your plan and search for dental crowns on the list of treatments your insurance covers. Most plans will cover basic dental procedures like cleanings, but usually only cover 50 to 80 percent of more advanced treatments like dental crowns. It’s important to know which category your procedure would fall under.

Assess Your Spending

If you’ve met your annual deductible, it means you’ve already contributed the specified amount towards your dental care costs. Taking advantage of this can reduce the out-of-pocket expenses for your dental crown. However, you’ll also need to worry about your “yearly maximum.” This number indicates the amount that your insurance has already paid for your treatment during the year. If you’ve hit the cap, everything beyond will have to come out of your wallet.

Before you make your New Year’s Resolution, worry about what you can do before the end of this one! Dental offices often see increased demand towards the end of the year. By scheduling your dental crown now, you can secure a convenient appointment time and avoid the rush. Check your insurance plan and then call your dentist to preserve your smile and your money.

About the Author

At Theroux Dental Associates, Dr. Tina Theroux and Dr. Melissa Carere are the heart of your professional dental team. They strive to create a relaxing atmosphere where you can receive treatment using ultramodern dental technology. Their friendly staff will answer any questions you have and guide you through your customized treatment plan step by step. Call (508) 839-2262 to schedule a dental crown consultation, or visit the website to explore other services. They Accept BlueCross BlueShield and Altus insurance but may work with your provider, so be sure to ask.

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